1. SHORT CYCLE - ASSOCIATE'S DEGREE
  2. HONAZ VOCATIONAL SCHOOL
  3. FINANCE-BANKING AND INSURANCE DEPARTMENT
  4. 385 BANKING AND INSURANCE
Course Information Course Learning Outcomes Course's Contribution To Program ECTS Workload Course Details
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COURSE INFORMATION
Course CodeCourse TitleL+P HourSemesterECTS
BAN 202LOAN ISSUING PROCESS3 + 03rd Semester4

COURSE DESCRIPTION
Course Level Associate's Degree
Course Type Compulsory
Course Objective Giving information about loan issuing process in banking branches
Course Content Process and workflow of ‘Application- Bank’s enquiry- Loan Backings- Loan utilization’ in retail Banking Loans – The Stages of Commercial Loans Package Preparation process: Idendification and visiting of target customer,reporting of customer call analysis/Required documents and information for Commercial Credit analysis / Process of Bank's Enquiry and Sources of Bank’s Enquiry for Commercial Loans/ Preparation of ‘Basic Informational Report’ and ‘Financial Analysis Report’ in the context of Credit worthiness / Issuing of ‘Letter Offering Loans’ following Rating assesment / Issuing of ‘Letter of Loan Sanction’ and the factors to be taken into consideration.
Prerequisites No the prerequisite of lesson.
Corequisite No the corequisite of lesson.
Mode of Delivery Face to Face

COURSE LEARNING OUTCOMES
1Target detection in accordance with the customer and the customer call the customer's visit to grasp the process of report preparation.
2Done and the process of intelligence about customer önaraştırma necessary to have detailed information about the documents.
3know and comprehend the use of intelligence sources and intelligence preparation of the report.
4Practices in the preparation of credit proposals within the process of structuring the loan as a form of learning.

COURSE'S CONTRIBUTION TO PROGRAM
PO 01PO 02PO 03PO 04PO 05PO 06PO 07PO 08PO 09PO 10PO 11PO 12PO 13PO 14PO 15PO 16PO 17PO 18PO 19
LO 0013   45   5444      
LO 002    45  24245      
LO 0033  355  54355      
LO 0043  235  35455      
Sub Total9  51620  1018131819      
Contribution2001450035355000000

ECTS ALLOCATED BASED ON STUDENT WORKLOAD BY THE COURSE DESCRIPTION
ActivitiesQuantityDuration (Hour)Total Work Load (Hour)
Course Duration (14 weeks/theoric+practical)14342
Mid-terms12525
Final examination13737
Total Work Load

ECTS Credit of the Course





104

4
COURSE DETAILS
 Select Year   


 Course TermNoInstructors
Details 2023-2024 Fall1TANZER ÇELİKTÜRK


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Course Details
Course Code Course Title L+P Hour Course Code Language Of Instruction Course Semester
BAN 202 LOAN ISSUING PROCESS 3 + 0 1 Turkish 2023-2024 Fall
Course Coordinator  E-Mail  Phone Number  Course Location Attendance
Asts. Prof. Dr. TANZER ÇELİKTÜRK tcelikturk@pau.edu.tr HMYO A0117 %70
Goals Giving information about loan issuing process in banking branches
Content Process and workflow of ‘Application- Bank’s enquiry- Loan Backings- Loan utilization’ in retail Banking Loans – The Stages of Commercial Loans Package Preparation process: Idendification and visiting of target customer,reporting of customer call analysis/Required documents and information for Commercial Credit analysis / Process of Bank's Enquiry and Sources of Bank’s Enquiry for Commercial Loans/ Preparation of ‘Basic Informational Report’ and ‘Financial Analysis Report’ in the context of Credit worthiness / Issuing of ‘Letter Offering Loans’ following Rating assesment / Issuing of ‘Letter of Loan Sanction’ and the factors to be taken into consideration.
Topics
WeeksTopics
1 Basic requirements for granting retail banking loans.. **Process and workflow of ‘Application- Bank’s enquiry- Loan Backings- Loan utilization’ in consumer Loans
2 **Process and workflow of ‘Application- Bank’s enquiry- Loan Backings- Loan utilization’ in VEHİCLE Loans **Process and workflow of ‘Application- Bank’s enquiry- Loan Backings- Loan utilization’ in MORTGAGE Loans
3 Basic terms and notions related with the commercial loans.. Basic factors in Loan evalution process.. sources of loans in banks.. The firms which cant take commercial loans.. Classes of commercial loans..
4 Describtion and characteristics commercial cash loans..characteristics and maturity and interest application of Spot loans,Revolving loans,deferred payment commercial loans, foreign currency loans, Eximbank loans..
5 Describtion, characteristics, commission applications of Letter of Guarantee.. Analysis of causes about commercial loan requests..
6 ** The Stages of Commercial Loans Package Preparation process: 1.stage: Idendification and visiting of target customer,reporting of customer call analysis/Required documents and information for Commercial Credit analysis
7 2.stage. Required documents and information for Commercial Credit analysis.. ex-ante evaluation of documents
8 3.stage: principles of inquiry..Process of Bank's Enquiry .. Sources of Bank’s Enquiry for Commercial Loans: a)TCMB risk centralisation system
9 MİDTERM EXAM
10 b) Getting information from face to face conversation about loan inquiry C)Basic factors of inquiry about SME loans..
11 4.stage : Analysis of credit worthiness; a) Analysis of non-financial data.Preparation of ‘Basic Informational Report’ which explains structure of the firm and its detailed activities..
12 b)Analysis of financial data.Preparation of ‘Financial Analysis Report’ in the context of Credit worthiness..
13 Interpreting data which are derived from 'Basic Informational Report' and 'Financial Analysis Report'.. Evaluation the outputs of 'Scoring Report'..
14 5.stage: Preparing '' letter offering a loan '' in the context of loan configuration..Issuing of 'Loan Sanction Letter'
Materials
Materials are not specified.
Resources
Course Assessment
Assesment MethodsPercentage (%)Assesment Methods Title
Final Exam60Final Exam
Midterm Exam40Midterm Exam
L+P: Lecture and Practice
PQ: Program Learning Outcomes
LO: Course Learning Outcomes