PAÜ .:. Eğitim Öğretim Bilgi Sistemi

COURSE INFORMATION

Course Code	Course Title	L+P Hour	Semester	ECTS
BAN 203	BASIC LOAN APPLICATIONS	3 + 0	2nd Semester	4

COURSE DESCRIPTION

Course Level	Associate's Degree
Course Type	Compulsory
Course Objective	Giving information about banking loans-- Basic terms of loans -- Workflow of loan sanction.
Course Content	Basic concepts of Banking Loan transactions-- Legal limit and restrictions of Banking Loans -Classification of Banking loans – Process of Bank's Enquiry and Sources of Bank’s Enquiry—Formation and Functioning of a Credit committee – Issuing of ‘Letter Offering Loans’’ and ‘Letter of Loan Sanction’ – Types of ‘Loan Backings’ and Execution of ‘Loan Backings’ – Principle characteristics of ‘Cash Loans’ and ‘Non-cash Loans’ --- Types and execution of ‘Cash Loans’ and ‘Non-cash Loans.
Prerequisites	No the prerequisite of lesson.
Corequisite	No the corequisite of lesson.
Mode of Delivery	Face to Face

COURSE LEARNING OUTCOMES

1	Loans must be qualified with the basic knowledge and application
2	Banking transactions and product sales related to the banks to have information about workflows.
3	Types of credit, legal restrictions on loans and guarantees to be taken to give information about.

COURSE'S CONTRIBUTION TO PROGRAM

	PO 01	PO 02	PO 03	PO 04	PO 05	PO 06	PO 07	PO 08	PO 09	PO 10	PO 11	PO 12	PO 13	PO 14	PO 15	PO 16	PO 17	PO 18	PO 19
LO 001	3				5	5		4	2	5	3	4
LO 002	2				5	5		2	1	5	2	5	4
LO 003	3				5	5		1	1	5		4
Sub Total	8				15	15		7	4	15	5	13	4
Contribution	3	0	0	0	5	5	0	2	1	5	2	4	1	0	0	0	0	0	0

ECTS ALLOCATED BASED ON STUDENT WORKLOAD BY THE COURSE DESCRIPTION

Activities	Quantity	Duration (Hour)	Total Work Load (Hour)
Course Duration (14 weeks/theoric+practical)	14	3	42
Mid-terms	1	25	25
Final examination	1	37	37
Total Work Load ECTS Credit of the Course			104 4

COURSE DETAILS

Select Year

Course Details

Course Code	Course Title	L+P Hour	Course Code	Language Of Instruction	Course Semester
BAN 203	BASIC LOAN APPLICATIONS	3 + 0	1	Turkish	2023-2024 Spring

Course Coordinator	E-Mail	Phone Number	Course Location	Attendance
Lecturer AYNUR ARSLAN BURŞUK	abursuk@pau.edu.tr		HMYO A0107 HMYO A0110	%60

Goals		Giving information about banking loans-- Basic terms of loans -- Workflow of loan sanction.
Content		Basic concepts of Banking Loan transactions-- Legal limit and restrictions of Banking Loans -Classification of Banking loans – Process of Bank's Enquiry and Sources of Bank’s Enquiry—Formation and Functioning of a Credit committee – Issuing of ‘Letter Offering Loans’’ and ‘Letter of Loan Sanction’ – Types of ‘Loan Backings’ and Execution of ‘Loan Backings’ – Principle characteristics of ‘Cash Loans’ and ‘Non-cash Loans’ --- Types and execution of ‘Cash Loans’ and ‘Non-cash Loans.

Topics

Weeks	Topics
1	DEFINITION, FUNCTIONS AND ELEMENTS OF CREDIT
2	CREDIT MANAGEMENT IN BANKS, APPLICATION AND PRE-ASSESSMENT DURING THE CREDIT PROCESS
3	CLASSIFICATION OF LOANS, CREDIT OFFER, CREDIT ALLOCATION AND ORGANIZATIONAL STRUCTURE OF LOANS
4	COLUMN TYPES, CREDIT USE AND MONITORING
5	LOAN TYPES: CASH AND NON-CASH LOANS
6	CREDIT ASSESSMENT PROCESS (Evaluation of Credit Requests, Preliminary Review and Intelligence)
7	FINANCIAL ANALYSIS, TYPES AND TECHNIQUES
8	MIDTERM EXAM
9	STRUCTURING OF CREDITS, BASIC CREDIT CALCULATIONS
10	ACCOUNT STATUS CERTIFICATE
11	GENERAL CREDIT AGREEMENT
12	PROBLEM CREDITS AND FOLLOW-UP
13	RISK MANAGEMENT AND CREDIT RISK IN BANKING
14	END OF TERM EXAM

Materials

Materials are not specified.

Resources

Resources	Resources Language
Bankalarda Kredi Yönetimi, Anadolu Üniversitesi, Eskişehir, Ağustos 2018.	Türkçe
Temel Kredi İşlemleri, Atatürk Üniversitesi Açıköğretim Fakültesi Yayını Erzurum, 2014	Türkçe

Course Assessment

Assesment Methods	Percentage (%)	Assesment Methods Title
Final Exam	60	Final Exam
Midterm Exam	40	Midterm Exam

L+P: Lecture and Practice
PQ: Program Learning Outcomes
LO: Course Learning Outcomes

Prospective Student